Why do you represent criminals?

Sometimes my friends and family ask me how can you defend a person who is charged with a crime, particularly when you know your client is guilty.  Everyone who is charged with a crime is entitled to the best defense possible, whether that person is innocent or guilty.  That has been part of our Constitution and laws since the beginning of this country and far before that.  Not everyone I defend is guilty, and of those who are guilty, there are often extenuating circumstances which militate against an excessively harsh sentence.

Whenever someone comes to me for help with a criminal charge, I do not judge them.  I consider that potential client as a fellow human being who has got himself/herself into a jam and who needs help.  I will help my criminally accused client as much as the law will allow.

 

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We helped another client get Social Security Disability Benefits

This week my client had a hearing before a Social Security Administrative Law Judge on her claim for Disability Benefits and SSI.  We have been working on this woman’s claim for almost two years.  We presented literally hundreds of pages of medical records.  This woman had a serious heart problem which resulted in a coronary bypass graft of four coronary arteries a little over a year ago.  Her heart disease has progressed so rapidly that there are now blockages in all four of her bypasses.  Still, the Social Security Administration denied benefits to her last October.  On September 24th, we finally got to present her claim to a real live adminstrative law judge.  We are thankful that the adminstrative law judge (ALJ) listened to her testimony and throughly considered the medical records.   The ALJ announced mid-way through the hearing that he was going to find my client disabled back to 2009.  I didn’t have to ask a single question.

It can be very frustrating to represent Disability clients who are denied again and again.  However, to receive a decision that a disabled client will receive Social Security Disability benefits makes it all worthwhile.

 

 

 

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What is Your Policy on Attorney’s Fees in Bankruptcy?

If you have a pile of debts, you may wonder how can I afford to file for Bankruptcy Protection?  Well, once you file, your creditors will be unable to collect from you by garnishment your wages or seizing your property, at least for usecured debts such as medical bills or credit card bills.  You could use the money you would otherwise use to pay those bills to pay your attorney.

My policy is to require all of my attorney’s fees up front in Chapter 7 cases and to require a substantial cash retainer in Chapter 13 cases.  At this time I charge  a total of $1,500.00 for a Chapter 7 Petition ($1,194.00 in attorney fees and $306.00 in filing fees), and I charge $3,000.00 for most Chapter 13 Petitions, with a $1,500.00 down payment for a Chapter 13 Petition, with the balance paid through by the Chapter 13 Trustee from money paid from your wages into the Chapter 13 Plan.  If I can’t be sure that I receive fair payment for my services, you can’t be sure that you will receive effective representation from me.  Unfortunately, if you are bankrupt, you are not the best credit risk in the world.  If you don’t have the money to pay your attorney’s fees, you may have a very good friend or close relative who can help you out by giving you the money to pay your attorney fees.  This is a time you need to put your pride on the shelf.

 

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Dale Robertson Has Died

The Internet and today’s newspaper reported that Dale Robertson has died.  I remember Dale from Tales of Wells Fargo, an early Western.  He always came across on screen as a pretty decent guy.  Mr. Robertson was a World War II veteran and had been awarded the Silver Star.  I could identify with Mr. Robertson since he was a native Oklohoman and I’m from next door in Arkansas.

Another one of our Greatest Generation is gone.  Charles Durning, Fess Parker, my Uncle Jack Fryer.  May you all rest in peace.

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I can’t stand junk lawsuits!

I just read where a Springdale, Arkansas man (and his lawyer) sued Subway because he claims their 6 inch sandwiches aren’t six inches long and their foot long sandwiches are only 11.5 inches long.  This is the kind of lawsuit that wastes our courts’ time and gives lawyers a bad name.  I don’t know how long Subway’s sandwiches are, but I am quite sure that the man who sued has not been damaged in the amount of $5,000,000.00 or even $5.00 if his foot long sandwhich was only 11.5 inches long.

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We help people with Social Security Disability and SSI Claims.

We have represented people with Social Security and SSI Claims since 1982.  One of my first clients had a Social Security Disability Claim.  It took us four years, but my client finally received disability benefits.  We have helped people with all kinds of disabilities get the Social Security Disability and SSI they deserve.  We’ve helped clients with back problems, heart problems, gastrointestinal problems, breathing problems, blindness and visual impairments, psychological problems, epilepsy, fibromyalgia, and pain disorders.

If you need help with your disability claim, even if you have applied and been turned down, give us a call at 501-604-4525 or e-mail us at srd@stevenrdavislaw.com.  We have helped many people who have been turned down before.  There is never an up front fee for a disability or SSI claim, and all fees must be approved by the Social Security Administration.

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We helped our client obtain justice!

Last week we went to trial with a client who had been sued by a finance company for a deficiency balance on a pick up truck.  This gentleman had purchased a new pick up truck for over $24,000.00.  Unfortunately, he was unable to make the payments and returned the truck to the dealership after 10 months.  The finance company re-sold the truck at a dealers’ only auction for $12,500.00 and sued my client for the balance.  We responded that he did not receive notice and that the sale was not commercially reasonable.  The jury granted a verdict to the finance company, but in the amount of zero dollars ($0.00)!  Apparently the jury agreed with us.  We’ll take results like that any day.

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A Chapter 13 Client Received His Discharge in Bankruptcy Last Week

One of our Chapter 13 Clients received his discharge in Bankruptcy last week.  When he first met with us, he was several months behind on his mortgage.  His wife had died unexpectedly, he had allowed his bills to pile up.  The mortgage company was threatening foreclosure, and his car was about to be repossessed.

We filed a Chapter 13 Bankruptcy Petition for the Client.  The Trustee agreed with the Client’s Chapter 13 Plan on the second attempt.  The Client was able to catch up on the past due payments on his mortgage and the note on his vehicle, and he received his discharge in bankruptcy last week.

It was very satisfying to be able to help someone get through a very difficult time in his life.

 

 

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Will Bankruptcy Help Me Get Out of My Lease?

One of the good things about Bankruptcy is that it allows you to cancel leases.  Maybe you have found yourself locked into a long term lease of an apartment, a home, an office or some other property that you can no longer afford.  The same may be true of a time share or even a magazine subscription.

Bankruptcy allows you to cancel leases, time shares, or magazine subscriptions.   If you have any questions, please call me at 501-604-4525, or e-mail me at srd@stevenrdavislaw.com.

 

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You really need to buy Uninsured Motorist and Underinsured Motorist Insurance

There are many drivers who do not carry liability insurance, and if you get hit by one of them, your automobile liabilty insurance will not pay for damages caused by the other person’s negligence unless you have uninsured motorist coverage.  You still have $5,000 of first party medical benefits on your policy, but that may not be enough to fairly compensate you for your injuries.

Uninsured motorist coverage is cheap.  It only costs a few dollars with every premium payment.  If you are hit and injuried by an uninsured motorist, this coverage can be a lifesaver.

Also, you should seriously consider purchasing underinsured motorist coverage.  If you are seriously injuried in an automobile accident, your medical expenses could eat up a large portion or even all of the $25,000.00 minimum limits.   Having uninsured motorist coverage may enable you to receive some money compensation to get back on your feet after an accident.

If you have been injured in an automobile accident, truck accident, motorcyle accident, or any other accident involving a motor vehicle, call me at 501-604-4525 or e-mail me at srd@stevenrdavislaw.com to discuss your case at no obligation.

 

 

 

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